Terms & Conditions

Important: This is a general platform Terms & Conditions template, not legal advice. Before publishing it as your legally binding terms, it's worth having a Pakistani lawyer review it.

YAHYA-MARKETPLACE — TERMS & CONDITIONS

Last Updated: 4 September 2026

Welcome to Yahya-Marketplace. These Terms & Conditions ("Terms", "Agreement", or "Terms of Service") govern your access to and use of the Yahya-Marketplace website, applications, services, marketplace features, communication systems, advertisements, listings, payment-related features, verification systems, and all related services (collectively, the "Platform").

By accessing, browsing, registering for, or using Yahya-Marketplace, you confirm that you have read, understood, and agreed to these Terms & Conditions, our Privacy Policy, and any additional rules or policies displayed on the Platform.

If you do not agree with these Terms, you must immediately stop using Yahya-Marketplace.

1. ABOUT YAHYA-MARKETPLACE

Yahya-Marketplace is an online marketplace designed to allow users to discover, advertise, buy, sell, and communicate regarding products and services.

Yahya-Marketplace may provide:

  • User registration and accounts
  • Product and service listings
  • Search and category functionality
  • Buyer and seller communication
  • Advertisements and promoted listings
  • Listing approval and moderation
  • Account verification
  • Identity/CNIC verification where applicable
  • Payment-related features
  • Notifications
  • Customer support
  • Reporting and complaint functionality
  • Other marketplace features introduced from time to time

Yahya-Marketplace may modify, add, remove, suspend, or discontinue any feature at any time.

2. ACCEPTANCE OF THESE TERMS

By creating an account or using any part of the Platform, you agree that:

  • You are legally capable of entering into an agreement where applicable.
  • The information you provide is accurate and not intentionally misleading.
  • You will comply with applicable laws and regulations.
  • You will not use Yahya-Marketplace for fraudulent, illegal, abusive, deceptive, or harmful activities.
  • You will follow these Terms and all marketplace rules.
  • You are responsible for your activity on your account.
  • You understand that Yahya-Marketplace is primarily a marketplace platform and is not automatically a party to transactions between independent buyers and sellers unless expressly stated otherwise.

3. ELIGIBILITY

Users must meet the minimum age required by applicable law to independently use marketplace services.

If a user is under the applicable legal age, they should only use the Platform with appropriate parental or legal guardian involvement where legally permitted.

Yahya-Marketplace may restrict, suspend, or terminate accounts where it reasonably believes that an account is being operated by a person who is not eligible to use the Platform.

4. ACCOUNT REGISTRATION

Certain features may require an account.

When creating an account, you agree to provide accurate and current information.

You must not:

  • Create an account using another person's identity.
  • Impersonate another person or business.
  • Provide deliberately false information.
  • Create accounts for fraudulent purposes.
  • Create multiple accounts to bypass restrictions.
  • Sell, rent, transfer, or give your account to another person.
  • Use another person's login credentials without permission.

You are responsible for maintaining the confidentiality of your password and account credentials.

If you believe your account has been compromised, you should contact Yahya-Marketplace support as soon as reasonably possible.

5. USER RESPONSIBILITY

You are solely responsible for activities performed through your account.

You agree that you will not use Yahya-Marketplace to:

  • Commit fraud.
  • Scam other users.
  • Steal money or property.
  • Sell stolen goods.
  • Sell counterfeit products.
  • Misrepresent products.
  • Manipulate prices deceptively.
  • Create fake listings.
  • Create fake reviews.
  • Harass other users.
  • Threaten other users.
  • Spam users.
  • Distribute malware.
  • Attempt unauthorized access.
  • Circumvent security systems.
  • Collect personal information without permission.
  • Conduct illegal activities.

6. LISTINGS

Users may be permitted to create listings for eligible products or services.

Every listing must accurately represent the item being offered.

Listings should include, where applicable:

  • Accurate title
  • Accurate description
  • Correct price
  • Appropriate category
  • Accurate location
  • Genuine photographs
  • Relevant condition information
  • Important defects or limitations
  • Accurate contact/communication information

You must not intentionally hide important defects or provide misleading information.

7. PROHIBITED LISTINGS

Yahya-Marketplace may prohibit or remove listings involving illegal, dangerous, fraudulent, restricted, or otherwise inappropriate goods or services.

Examples may include:

  • Illegal drugs
  • Stolen property
  • Counterfeit goods
  • Fraudulent documents
  • Fake identification documents
  • Weapons prohibited by applicable law
  • Explosives
  • Dangerous chemicals
  • Items obtained through criminal activity
  • Fraudulent financial instruments
  • Unauthorized financial services
  • Hacking services
  • Malware
  • Stolen accounts
  • Unauthorized access credentials
  • Pornographic or illegal sexual content
  • Human trafficking
  • Endangered wildlife
  • Any product or service prohibited by applicable law

This list is not exhaustive.

Yahya-Marketplace may remove a listing whenever it reasonably believes the listing violates these Terms, applicable law, marketplace rules, or platform safety standards.

8. ACCURACY OF PRODUCT INFORMATION

Sellers are responsible for ensuring that their listings are truthful and accurate.

Yahya-Marketplace does not guarantee that every listing is:

  • Authentic
  • Genuine
  • Safe
  • Legal
  • Available
  • Correctly described
  • Free from defects
  • Suitable for a particular purpose

Users should independently evaluate listings before entering into a transaction.

9. BUYER RESPONSIBILITY

Buyers should carefully review listings before purchasing.

Before completing a transaction, buyers should consider:

  • Product condition
  • Seller information
  • Product authenticity
  • Price
  • Warranty
  • Return conditions
  • Delivery arrangements
  • Payment method
  • Location
  • Any applicable taxes or fees

Buyers are encouraged to inspect products where practical and use safe transaction methods.

10. SELLER RESPONSIBILITY

Sellers are responsible for:

  • Ownership or lawful authority to sell the item.
  • Accurate listing information.
  • Product quality and condition.
  • Lawful delivery or transfer.
  • Any warranties they personally provide.
  • Compliance with applicable laws.
  • Honoring legitimate commitments made to buyers.

Yahya-Marketplace does not automatically guarantee a seller's performance.

11. TRANSACTIONS BETWEEN USERS

Unless expressly stated otherwise, transactions are conducted directly between users.

Yahya-Marketplace may provide the technology that allows users to discover each other and communicate, but this does not necessarily mean that Yahya-Marketplace is the buyer, seller, manufacturer, distributor, owner, agent, or guarantor of products listed by users.

Any agreement between a buyer and seller is primarily between those parties.

12. PAYMENTS

Where payment functionality is available, payments may be processed through supported third-party payment providers or financial institutions.

Supported payment methods may change from time to time.

The Platform may display payment methods such as cards, mobile wallets, bank-related payment options, or other supported methods depending on availability.

Payment processing may be subject to the terms and conditions of the relevant payment provider.

Yahya-Marketplace does not store sensitive card information unless expressly stated in the applicable payment documentation.

13. PAYMENT SECURITY

Users must never provide their:

  • Password
  • OTP
  • PIN
  • Card security code
  • Banking password
  • Mobile-wallet PIN
  • Authentication credentials

to another user claiming to represent Yahya-Marketplace.

Yahya-Marketplace will not normally ask users to disclose confidential authentication credentials through marketplace chat.

If someone requests such information, users should treat the request as potentially fraudulent.

14. FRAUD AND SCAMS

Yahya-Marketplace may implement systems designed to detect suspicious activity.

These systems may include:

  • Listing moderation
  • Account verification
  • Automated fraud detection
  • User reports
  • Manual review
  • Identity verification
  • Transaction monitoring where legally permitted
  • Device/security checks

However, no online marketplace can guarantee that every fraudulent activity will be detected or prevented.

Users remain responsible for exercising reasonable caution.

15. VERIFIED OR APPROVED LISTINGS

A listing may be marked as approved, reviewed, verified, or otherwise moderated.

Such status does not necessarily constitute a guarantee that:

  • The seller is trustworthy.
  • The product is authentic.
  • The product is free from defects.
  • The transaction will be completed successfully.
  • The product will arrive safely.
  • The seller will honor all statements.

Verification or moderation means only that Yahya-Marketplace has performed the applicable review process according to its procedures.

16. IDENTITY / CNIC VERIFICATION

Yahya-Marketplace may request identity information, including CNIC-related information or documents, where necessary for security, verification, fraud prevention, compliance, or other legitimate purposes.

Users must provide genuine information when verification is requested.

Submitting someone else's identity documents without authorization is prohibited.

Yahya-Marketplace may reject verification where:

  • Information is inconsistent.
  • Documents appear altered.
  • Information cannot reasonably be verified.
  • Required information is missing.
  • The account appears suspicious.
  • Verification requirements are not satisfied.

Identity information will be handled according to the Platform's Privacy Policy and applicable law.

17. USER COMMUNICATION

Yahya-Marketplace may provide chat or messaging features.

Users must use communication features responsibly.

You must not use marketplace messaging to:

  • Harass someone.
  • Threaten someone.
  • Send spam.
  • Send malicious links.
  • Distribute malware.
  • Request confidential credentials.
  • Conduct scams.
  • Send illegal content.
  • Circumvent marketplace restrictions.

Yahya-Marketplace may restrict messaging functionality where necessary for security, abuse prevention, moderation, or technical reasons.

18. REPORTING USERS OR LISTINGS

Users may report listings, accounts, messages, or other activity that they believe violates the Terms.

Reports should be truthful and made in good faith.

False, malicious, or abusive reporting may itself result in account restrictions.

Yahya-Marketplace may review reports and take action at its discretion, including:

  • Removing listings.
  • Warning users.
  • Restricting accounts.
  • Suspending accounts.
  • Permanently terminating accounts.
  • Limiting messaging.
  • Blocking suspicious activity.
  • Referring matters to relevant authorities where appropriate.

19. REFUNDS

Refund availability depends on the specific transaction, payment method, service involved, and applicable refund policy.

Unless Yahya-Marketplace expressly provides a buyer-protection or refund program, Yahya-Marketplace does not automatically guarantee refunds for private transactions between users.

Users should carefully review any refund conditions shown before completing a payment.

20. CANCELLATIONS

A transaction may only be cancelled according to the applicable cancellation policy or agreement between the parties.

Yahya-Marketplace may cancel, suspend, or prevent transactions where it reasonably believes that:

  • Fraud is occurring.
  • The listing violates the rules.
  • Payment appears suspicious.
  • The account is compromised.
  • Legal or regulatory requirements require intervention.
  • Technical problems affect the transaction.

21. DELIVERY AND SHIPPING

Where sellers arrange delivery themselves, sellers are responsible for arranging lawful and appropriate delivery.

Unless expressly stated otherwise, Yahya-Marketplace does not guarantee:

  • Delivery times.
  • Delivery condition.
  • Courier performance.
  • Loss or damage during shipping.
  • Seller packaging.
  • Buyer availability.

Where third-party delivery services are used, their own terms may apply.

22. LOCAL MEETUPS

Users meeting in person should take reasonable safety precautions.

Where practical, users should:

  • Meet in a public location.
  • Avoid isolated areas.
  • Inform someone they trust about the meeting.
  • Inspect products before payment.
  • Avoid carrying unnecessary cash.
  • Avoid sharing sensitive personal information.

Yahya-Marketplace is not responsible for physical meetings arranged independently by users, except to the extent liability cannot legally be excluded.

23. FEES AND PROMOTIONAL SERVICES

Yahya-Marketplace may offer paid services such as:

  • Featured listings
  • Sponsored listings
  • Listing boosts
  • Advertising
  • Promotional placement
  • Business packages
  • Subscription plans
  • Other premium features

Prices and service periods will be displayed before purchase where applicable.

A paid promotion does not guarantee that an item will sell.

24. ADVERTISEMENT PLACEMENT

Yahya-Marketplace may display advertisements from businesses, third parties, or advertising networks.

Advertising placement does not constitute an endorsement or guarantee of the advertised product or service.

Users should independently evaluate advertisements before interacting with advertisers.

25. INTELLECTUAL PROPERTY

The Yahya-Marketplace name, branding, logos, website design, graphics, software, layout, text, and other original Platform materials may be protected by applicable intellectual-property laws.

Users may not reproduce, copy, modify, distribute, sell, or commercially exploit Platform materials without appropriate authorization.

User-submitted content remains subject to the rights of the user who owns it.

26. USER CONTENT

When you upload photographs, descriptions, videos, advertisements, reviews, messages, or other content, you represent that:

  • You have the right to submit the content.
  • The content does not knowingly violate another person's rights.
  • The content does not intentionally contain illegal material.
  • The content is not intentionally fraudulent or misleading.

By submitting content to Yahya-Marketplace, you grant the Platform permission to host, display, reproduce, format, and distribute that content as reasonably necessary to operate and promote the marketplace, subject to applicable law and our Privacy Policy.

27. COPYRIGHT COMPLAINTS

If you believe that content on Yahya-Marketplace infringes your copyright or other intellectual-property rights, you may contact support with sufficient information to identify:

  • The protected work.
  • The allegedly infringing material.
  • Your contact information.
  • Your relationship to the rights holder.
  • Any other information reasonably required to investigate the complaint.

Yahya-Marketplace may remove or restrict content where appropriate.

28. REVIEWS AND RATINGS

Where reviews or ratings are available, users must provide genuine feedback based on actual experiences.

Users must not:

  • Purchase fake reviews.
  • Create fake accounts to manipulate ratings.
  • Threaten users into leaving positive reviews.
  • Offer improper incentives for misleading reviews.
  • Post deliberately false information.
  • Manipulate marketplace ratings.

Yahya-Marketplace may remove reviews that violate its rules.

29. PRIVACY

Yahya-Marketplace may collect and process information necessary to operate its services.

This may include account information, listing information, device information, technical information, communication information, verification information, and other information described in the Privacy Policy.

Use of the Platform constitutes acceptance of the applicable Privacy Policy.

30. COOKIES AND TECHNOLOGIES

Yahya-Marketplace may use cookies, local storage, analytics technologies, security technologies, and similar mechanisms to:

  • Maintain sessions.
  • Remember preferences.
  • Improve performance.
  • Analyze usage.
  • Prevent fraud.
  • Improve security.
  • Personalize certain experiences.
  • Measure advertising performance.

Users may be able to manage certain cookie settings through their browser or device.

31. ACCOUNT SUSPENSION

Yahya-Marketplace may suspend an account if it reasonably believes the account:

  • Violates these Terms.
  • Is involved in fraud.
  • Presents a security risk.
  • Posts prohibited content.
  • Harasses other users.
  • Attempts to manipulate the Platform.
  • Evades previous enforcement action.
  • Creates risk to the Platform or other users.

Suspension may be temporary or permanent.

32. ACCOUNT TERMINATION

Yahya-Marketplace may terminate an account where appropriate.

Users may also stop using the Platform or request account closure according to available procedures.

Termination does not necessarily eliminate obligations that arose before termination.

Certain information may be retained where legally required or reasonably necessary for security, fraud prevention, dispute resolution, accounting, or legal compliance.

33. PLATFORM AVAILABILITY

Yahya-Marketplace aims to provide reliable service but does not guarantee that the Platform will always be:

  • Available
  • Error-free
  • Uninterrupted
  • Completely secure
  • Free from bugs
  • Free from delays

Maintenance, technical failures, hosting problems, network failures, security incidents, updates, or circumstances outside our reasonable control may temporarily affect availability.

34. THIRD-PARTY SERVICES

Yahya-Marketplace may integrate with third-party services including:

  • Payment processors
  • Banks
  • Mobile-wallet providers
  • Delivery companies
  • Authentication services
  • Analytics providers
  • Advertising providers
  • Hosting providers
  • Communication services

Third-party services may have their own terms and privacy policies.

Yahya-Marketplace is not responsible for independent third-party services to the extent permitted by law.

35. SECURITY

Users must not attempt to:

  • Hack the Platform.
  • Bypass authentication.
  • Access another user's account.
  • Access restricted administrative systems.
  • Scan or attack Platform infrastructure.
  • Introduce malicious software.
  • Reverse engineer protected components where prohibited.
  • Interfere with Platform operation.
  • Abuse APIs or automated systems.

Security vulnerabilities should be responsibly reported to Yahya-Marketplace rather than exploited.

36. AUTOMATED ACCESS

Unless expressly authorized, users must not use bots, scrapers, crawlers, scripts, automated purchasing tools, or similar systems to access or collect Platform information in a manner that harms the Platform or violates applicable restrictions.

37. ADMINISTRATIVE RIGHTS

Yahya-Marketplace administrators may moderate the Platform.

Administrative actions may include:

  • Approving listings.
  • Rejecting listings.
  • Editing or removing prohibited content.
  • Reviewing reports.
  • Restricting accounts.
  • Suspending users.
  • Managing categories.
  • Managing promotional content.
  • Reviewing verification submissions.
  • Investigating suspected fraud.

Administrative decisions may be subject to internal review where such process is offered.

38. NO GUARANTEE OF SALES

Yahya-Marketplace does not guarantee that:

  • A listing will receive views.
  • A listing will receive messages.
  • A product will sell.
  • A buyer will purchase.
  • A seller will respond.
  • A promotion will produce a particular result.

Marketplace performance can depend on demand, price, location, product category, competition, seasonality, and other factors.

39. USER DISPUTES

Buyers and sellers should first attempt to resolve transaction disputes directly and peacefully.

Yahya-Marketplace may provide support or mediation where such functionality is available.

However, unless expressly stated otherwise, Yahya-Marketplace does not guarantee resolution of private disputes.

Users remain responsible for complying with applicable laws concerning transactions.

40. FRAUD INVESTIGATIONS

Where permitted by law, Yahya-Marketplace may investigate suspected fraud or abuse.

This may involve reviewing relevant:

  • Listings
  • Account activity
  • Reports
  • Messages
  • Payment-related information
  • Verification information
  • Technical/security information

Yahya-Marketplace may take protective measures and may cooperate with lawful requests from relevant authorities.

41. PROHIBITED CONDUCT

You must not use Yahya-Marketplace to:

  • Defraud another person.
  • Impersonate another individual or organization.
  • Sell illegal goods.
  • Sell stolen property.
  • Upload malicious software.
  • Attempt unauthorized access.
  • Circumvent bans.
  • Manipulate reviews.
  • Create fake listings.
  • Spam users.
  • Harass users.
  • Threaten users.
  • Abuse support staff.
  • Manipulate Platform systems.
  • Interfere with Platform security.
  • Misrepresent products.
  • Circumvent payment systems.
  • Conduct unlawful financial activity.
  • Upload content that violates applicable law.
  • Use the Platform for any unlawful purpose.

42. SUPPORT

Yahya-Marketplace may provide customer support through available channels.

Support availability may vary depending on operating hours, staffing, holidays, technical conditions, and demand.

Response times are estimates and are not guaranteed unless expressly stated.

Users should provide accurate information when submitting support requests.

43. CHANGES TO THE PLATFORM

Yahya-Marketplace may modify the Platform at any time.

This may include changing:

  • Features
  • Categories
  • Fees
  • Payment methods
  • Design
  • Listing rules
  • Verification procedures
  • Messaging features
  • Promotional services
  • Account requirements

Continued use of the Platform after changes take effect may constitute acceptance of the updated Terms where legally permitted.

44. CHANGES TO THESE TERMS

Yahya-Marketplace may update these Terms from time to time.

The "Last Updated" date will indicate the latest revision.

For significant changes, Yahya-Marketplace may provide additional notice where appropriate.

Users are encouraged to periodically review these Terms.

45. DISCLAIMER OF WARRANTIES

To the maximum extent permitted by applicable law, Yahya-Marketplace provides the Platform on an "as available" and "as is" basis.

Yahya-Marketplace does not guarantee that the Platform or user-generated content will always be:

  • Accurate
  • Complete
  • Reliable
  • Available
  • Secure
  • Error-free
  • Current

Users should independently verify important information before relying upon it.

46. LIMITATION OF LIABILITY

To the maximum extent permitted by applicable law, Yahya-Marketplace and its operators, administrators, affiliates, service providers, and representatives will not be responsible for indirect, incidental, special, consequential, or punitive losses arising from use of the Platform or transactions between users.

Nothing in these Terms is intended to exclude liability that cannot legally be excluded under applicable law.

47. USER INDEMNIFICATION

To the extent permitted by law, users may be responsible for losses, claims, damages, liabilities, costs, or expenses arising from:

  • Their violation of these Terms.
  • Their unlawful activity.
  • Their fraudulent conduct.
  • Their misuse of the Platform.
  • Their infringement of another person's rights.
  • Their transactions with other users.

48. FORCE MAJEURE

Yahya-Marketplace will not be responsible for failure or delay caused by circumstances beyond reasonable control, including:

  • Natural disasters
  • Internet outages
  • Telecommunications failures
  • Cyberattacks
  • Government actions
  • War
  • Civil unrest
  • Power failures
  • Hosting failures
  • Third-party service failures
  • Pandemics
  • Infrastructure failures
  • Other unforeseen events

49. GOVERNING LAW

These Terms shall be interpreted in accordance with the applicable laws of the Islamic Republic of Pakistan, subject to any mandatory legal rights available to users.

Any dispute shall be handled through the courts or dispute-resolution mechanisms having appropriate jurisdiction under applicable Pakistani law.

50. SEVERABILITY

If any provision of these Terms is found to be invalid, unlawful, or unenforceable, the remaining provisions will continue to apply to the extent permitted by law.

51. NO WAIVER

Failure by Yahya-Marketplace to enforce any provision of these Terms does not mean that Yahya-Marketplace has permanently waived its right to enforce that provision later.

52. ENTIRE AGREEMENT

These Terms, together with applicable policies and rules referenced by them, constitute the agreement governing your use of Yahya-Marketplace, except where additional terms expressly apply.

53. CONTACT

For questions, complaints, reports, or support regarding these Terms or Yahya-Marketplace, users should contact the official Yahya-Marketplace support channel provided on the Platform.

When contacting support, users should provide sufficient information for the issue to be investigated.

54. FINAL USER ACKNOWLEDGEMENT

By using Yahya-Marketplace, you acknowledge that:

You understand that Yahya-Marketplace is an online marketplace platform. You are responsible for your own listings, communications, purchases, sales, payments, and interactions with other users. You agree to use the Platform honestly, lawfully, responsibly, and respectfully.

If you do not agree with these Terms & Conditions, please do not use Yahya-Marketplace.


© 2026 Yahya-Marketplace — All Rights Reserved.

Yahya-Marketplace reserves the right to update, modify, suspend, or discontinue Platform features and policies as permitted by applicable law.

Safety Tip: Avoid advance payments. Meet in public places. Verify items before paying.
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